The Economics of Home Organizing

The most fundamental principle of economic theory is supply versus demand. Apply the same concept in terms of your home.

Clutter issues arise when supply outweighs demand by a substantial margin. We shop until we drop with no real game plan. This causes a lot of waste in time, money and space… not to mention an overwhelming mess.

Bargains are never bargains until they are utilized. Throwing away cash and receiving no benefit makes little economic sense. It does not matter if it is clothes that are never worn or a can of soup that sits on a shelf well past its expiration date. The outcome is the same.

Take the concept a step further and consider the law of diminishing returns. Every time that a similar item is purchased, it reduces the overall value of all of those things. For example, if you only owned one shirt, then it would be golden with infinite value. A second shirt would be pretty priceless too but it would lessen the value of both. If the cycle continues unchecked, they eventually become a liability in the form of clutter.

Occasional splurges are healthy and fun but should lean more towards the exception rather than the rule. It can be a bit like walking on a tightrope. Balance is everything.

Pause and think before spending. Purchase what you need and use what you have in order to keep the flow of a household running smoothly.

A reasonable balance between supply and demand is one of the keys to a sound economy and a more manageable home as well. Realistic demand on a daily basis will lead to a healthier supply of peace and sense of well-being down the road.


Photo by Marcelo Moreira from Pexels

Managing a House of Credit Cards

When days are spent worrying about credit card limits rather than credit card balances, there is a problem. If one of the highlights of the week are the number of new credit card applications received in the mail, there is definitely a problem. A detour off the road to financial ruin is in order.

Focus energies on reducing personal debt. Overconsumption and wasteful spending can be brought into check if their underlying causes are addressed. Living within one’s means does not mean a life sentence at the state penitentiary.

Start by taking the control back by getting the house in order. By going through the physical and emotional process of purging the excess, the satisfaction of having some degree of order soon begins to outweigh the burning desire to want more.

Before long, the mindset shifts from juggling with credit card limits to whittling down credit card balances. Doing more with less becomes a reality as well as second nature. Feeling less of a financial burden gives way to a healthier sense of well-being and a marked improvement in a person’s disposition.

The destructive cycle can end. Take action before the road traveled turns into the financial path of no return.